Blog | Salvatore Parafati

Mortgage: What are Points?

Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on the ...

Why Bargain Hunting is a Bad Idea

It seems like every month there is a new website offering deals on everything from electronics to travel. In fact, the “coupon industry” is booming. This trend has conditioned people, more than ever before, to look for bargains and become determined to pay well below the market price for merchandise. There’s ...

How to Build a Sustainable Home

Image by 政徳吉田 from Pixabay Green living is all the rage, and you can fully immerse yourself in a sustainable lifestyle if you decide to build your own home rather than purchase an existing property. During the planning and design phase, you can work with your builder to incorporate sustainable ...

Stay safe with the right weather app

New tech knowledge provided through natural disaster apps keeps households and communities safe with warnings and prep advice. Most of these apps will give real time weather updates. However, in the cases of extreme storms, tornadoes, fires and more, some also have alerts. Choosing a weather ...