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Mortgage: What are Points?

Photo by Precondo via Pixabay Some mortgage companies offer loans with points. In a nutshell, paying points means paying down the interest rate. One point is equal to 1 percent of the mortgage amount. On a $200,000 mortgage, one point is $2,000. The percentage the interest rate lowers depends on ...

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How to Build a Sustainable Home

Image by 政徳 吉田 from Pixabay Green living is all the rage, and you can fully immerse yourself in a sustainable lifestyle if you decide to build your own home rather than purchase an existing property. During the planning and design phase, you can work with your builder to incorporate ...

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Stay safe with the right weather app

New tech knowledge provided through natural disaster apps keeps households and communities safe with warnings and prep advice. Most of these apps will give real time weather updates. However, in the cases of extreme storms, tornadoes, fires and more, some also have alerts.  Choosing a weather app for your region ...

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Community is Everything: How to Vet Your Future Neighbors

Photo by PixaBay via Pexels Even if you find the perfect home on the ideal property, if you do not jibe with your neighbors, your homeownership experience could be in jeopardy. Thankfully, there are ways to make sure that your neighbors and you will get along well before committing to ...

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